Dave Ramsey has a devout following by giving no nonsense advice on how to get out of debt and stay out of debt. As he puts it “The paid off mortgage has replaced the BMW as the status symbol of choice.” His advice boils down to six “baby steps” 1. Save up $1000 as an…
credit card churning
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Credit card churning success
For the past two years my wife and I have been doing some serious heavy duty credit card churning to rack up miles. In the back of my mind, I figured that it was probably going to disqualify me from being able to refinance. However, the recent significant drops in rates gave me the urge…
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